:root {
  --bg: #ffffff;
  --bg-alt: #f5f6f8;
  --ink: #0f1f3d;
  --ink-soft: #4a5670;
  --line: #e3e6ec;
  --accent: #1d4ed8;
  --radius: 12px;
  --maxw: 1080px;
}

* { box-sizing: border-box; }

html { -webkit-text-size-adjust: 100%; }

body {
  margin: 0;
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto,
    "Helvetica Neue", Arial, sans-serif;
  font-size: 17px;
  line-height: 1.6;
  color: var(--ink);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

.wrap {
  max-width: var(--maxw);
  margin: 0 auto;
  padding: 0 24px;
}

a { color: var(--accent); text-decoration: none; }
a:hover { text-decoration: underline; }

h1, h2, h3 { color: var(--ink); line-height: 1.2; margin: 0 0 16px; }
h1 { font-size: clamp(36px, 6vw, 56px); letter-spacing: -0.02em; }
h2 { font-size: clamp(24px, 3.2vw, 32px); letter-spacing: -0.01em; }
h3 { font-size: 18px; text-transform: uppercase; letter-spacing: 0.06em; color: var(--ink-soft); }

p { margin: 0 0 16px; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  background: rgba(255,255,255,0.9);
  backdrop-filter: saturate(180%) blur(10px);
  -webkit-backdrop-filter: saturate(180%) blur(10px);
  border-bottom: 1px solid var(--line);
  z-index: 10;
}
.site-header .wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 64px;
  gap: 16px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--ink);
  font-weight: 600;
}
.brand:hover { text-decoration: none; }
.brand-mark {
  display: inline-grid;
  place-items: center;
  width: 32px;
  height: 32px;
  border-radius: 8px;
  background: var(--ink);
  color: #fff;
  font-weight: 700;
  font-size: 15px;
}
.brand-name { font-size: 16px; letter-spacing: 0.01em; }

.site-header nav { display: flex; gap: 22px; }
.site-header nav a {
  color: var(--ink-soft);
  font-size: 14.5px;
}
.site-header nav a:hover { color: var(--ink); text-decoration: none; }

@media (max-width: 600px) {
  .site-header nav { display: none; }
}

/* Hero */
.hero {
  padding: 96px 0 72px;
  background:
    radial-gradient(1000px 400px at 20% -10%, rgba(29,78,216,0.08), transparent 60%),
    linear-gradient(180deg, #fbfcfe 0%, #ffffff 100%);
  border-bottom: 1px solid var(--line);
}
.eyebrow {
  display: inline-block;
  margin: 0 0 16px;
  padding: 6px 12px;
  border: 1px solid var(--line);
  border-radius: 999px;
  font-size: 13px;
  color: var(--ink-soft);
  background: #fff;
}
.hero .lede {
  max-width: 640px;
  font-size: clamp(17px, 2vw, 19px);
  color: var(--ink-soft);
  margin-top: 8px;
}

/* Sections */
.section { padding: 72px 0; }
.section.alt { background: var(--bg-alt); border-block: 1px solid var(--line); }

.grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 48px;
  align-items: start;
}
@media (max-width: 760px) {
  .grid { grid-template-columns: 1fr; gap: 32px; }
}

.card {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px 24px 8px;
  box-shadow: 0 1px 0 rgba(15,31,61,0.02), 0 6px 24px rgba(15,31,61,0.04);
}
.card h3 { margin-bottom: 12px; }
.card dl, .legal {
  margin: 0;
  display: grid;
  grid-template-columns: max-content 1fr;
  column-gap: 20px;
  row-gap: 10px;
}
.card dt, .legal dt {
  color: var(--ink-soft);
  font-size: 14px;
  padding-top: 2px;
}
.card dd, .legal dd {
  margin: 0;
  font-size: 15px;
}

.legal { margin-top: 8px; }
.legal dt { font-weight: 500; }
.legal dd { color: var(--ink); }

@media (max-width: 560px) {
  .card dl, .legal {
    grid-template-columns: 1fr;
    row-gap: 4px;
  }
  .card dd, .legal dd { margin-bottom: 12px; }
}

.fineprint {
  margin-top: 24px;
  font-size: 14px;
  color: var(--ink-soft);
}

/* Footer */
.site-footer {
  border-top: 1px solid var(--line);
  padding: 32px 0 48px;
  background: #fff;
}
.site-footer .wrap {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 8px;
}
.site-footer p { margin: 0; font-size: 14px; }
.muted { color: var(--ink-soft); }